Dublin, Pleasanton, San Ramon, CA

Is there hope for first-time buyers of California real estate? 

“California has a limited supply of land in private hands that can be developed and very high costs of government regulation and impact fees, which means we really can’t see new home prices dropping significantly. While there remains great pent-up demand for lower-cost homes, government constraints now make it all but impossible to build homes for first-time buyers, so most builders have no choice but to build homes to meet the demand in the higher price ranges,” Robert Rivinius, CBIA’s President and CEO, said.

BusinessWeek.com

"In so many of these markets, housing became extremely unaffordable," says David Stiff, chief economist at Brookfield (Wisc.)-based financial data processor Fiserv Lending Solutions (FISV), who expects average U.S. home prices to appreciate only 0.1% overall in 2007. "Prices moving back in line with household income sets the stage for price appreciation in the future."

First-time buyers in San Ramon, Dublin and Pleasanton have been taking advantage of zero-down  financing programs to get into their first house. With foreclosures & lending fraud on the rise it is imperative that first-time buyers read the fine print and choose reputable agents to work with.

The Harper Team works with several highly qualified mortgage agents, all with proven track records. There are still some great zero down programs out there fro first-time buyers.

if you're looking for your first home in Pleasanton, San Ramon or Dublin, California, give us a call and see what a professional team can do to help you get into your dream home.